Saver vs. spender: clashing on cash

first_imgNEW YORK Bruce Mulkey and Shonnie Lavender have a lot in common when it comes to love and marriage, but not when it comes to money. Mulkey and Lavender met more than a decade ago while training for a marathon. They married in 1999 and shared their thinking about marital commitment in their book “I Do! I Do! The Marriage Vow Workbook.” But the Asheville, N.C., couple said it took them a long time to figure out how to handle their finances together. “Shonnie is a saver,” Mulkey said. “Me, I’m an avoider. I always felt that if someone else would handle money for me, I’d be a happy man.” Financial opposites often attract – spenders versus savers, strict budgeters versus impulsives, risk takers versus risk avoiders. Experts say this doesn’t have to threaten a relationship – as long as couples can communicate about it and find money systems that work for them. “It’s OK to be opposite, it’s OK to disagree,” financial adviser Bambi Holzer said. “You just need to have that conversation so you know about those differences, so it’s out in the open.” Holzer, author of “Financial Bliss – A Couple’s Guide to Merging Money Styles and Building a Rich Life Together,” also suggests couples have their money talk sooner rather than later. “When you think there’s something serious there, like you’re talking about moving in together or meeting each other’s families or getting engaged, have that financial first date,” she said. For Mulkey, a writer who is 63, and Lavender, 35, an Internet consultant, the idea for their money management solution came during a seminar they attended last fall, and what they like about it most is its simplicity. The couple purchased six bowls – two purple, two red and two blue – and each month they divide their money into them, Lavender said. About 55percent goes into one bowl for necessities, and the rest is divided up into other bowls for charitable giving, retirement and investment, education, saving for big items like a new washer and dryer, and recreation. Mulkey said he’s happy with the system because the money is organized around goals, which he can identify with. Lavender likes the fact that they can actually see money accumulating before it’s transferred to the safety of bank accounts. And, she said, because the two make their money decisions together, “it feels like we have much more of an equal partnership now.” Holzer, the financial adviser who is based in Beverly Hills, said money has become a bigger factor in making or breaking relationships because people have access to a lot more financial information than they did in the past. “Then there’s the advent of the credit card phenomenon, which has couples facing a lot of debt while just a generation ago, the children of the Great Depression paid everything with cash,” she said. The key to communicating about money, Holzer emphasized, is “to listen to each other … and then work together in a way that’s going to eliminate the stress and strain.” In some cases, that means finding a budgeting mechanism like Mulkey’s and Lavender’s bowls; or setting up three checking accounts – his, hers and ours; or seeking professional help. Dayana Yochim, author of “Couples & Cash – How to Handle Money With Your Honey” and a personal finance expert with the financial education company The Motley Fool of Alexandria, Va., points out there are many words to describe people with money foibles – hoarders, splurgers, avoiders. But most people, she believes, “fall into the great gray area” with personalities that reflect a variety of financial attitudes. She also suggests couples will always have some money conflicts, so they need to learn “to fight fair” about it. The biggest advantage of dealing with money problems, she added, is that it frees up time for other issues. “If you remove the tension over money, find ways to work together, then you’re going to have to find something else to fight about,” Yochim said. 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

Continue reading

Leffingwell’s Fischer named Teacher of the Year

first_img• Photo Gallery: Sam’s Club Teacher of the Year WHITTIER – Kimberley Fischer thought she brought her fifth-grade class to a school assembly Tuesday to hear about a fundraiser. What the Leffingwell School teacher got instead was a big surprise. And the students learned a new word – ruse. Actually, the gathering in the cafeteria was to honor Fischer, who was announced as the local Wal-Mart and Sam’s Club’s Teacher of the Year. She was picked out of 40 nominations received by the Sam’s Club in La Habra. The award comes with a $1,000 check for the school. Amid cheers and clapping, a shocked Fischer was handed a certificate, flowers, balloons, a polo shirt saying “Teacher of the Year” and a $100 gift card for her class. She can now apply for Teacher of the State. If she wins that, Leffingwell School would get $10,000. “I don’t even know what to say,” the 39-year-old Fischer said. “The ruse worked. I’m shocked. I have loved every year here. … I’m honored.” The well-wishers included her parents, Godfrey and Maybelle Muller. She thanked her kids (both biological and her students), her family and her friends. The Wal-Mart and Sam’s Club Teacher of the Year honors K to 12 teachers in each store’s local community. The local winners are eligible to apply for the state and national awards, which are chosen by Phi Delta Kappa, International. Catherine Winberry, team leader for marketing and membership for the Sam’s Club in La Habra said people nominate the teachers for the award. Winberry said the store covers La Mirada, Brea, Santa Fe Springs, La Habra, Buena Park and Whittier. Karen Valverde, who works at the school, nominated Fischer. In her nomination, she wrote that Fischer puts in endless hours at the school, stays after school to help the children who need extra help and guides and supports new teachers in the Beginning Teacher, Support and Assessment program. Her fifth-grade students called Fischer nice, funny, supportive, cool and a good teacher who explains things very well. Jasmine Wysocki, 11, has known Fischer since kindergarten and said she’s her favorite teacher. “She’s been like a mom to all of us. She’s real nice,” Wysocki said. Principal Watson Omohundro said Fischer started substitute teaching at the school in 1996 and was hired in 1998. Fischer taught kindergarten until this year. As to what to do with the $1,000, he said he’ll talk to the teachers and see what they want to use the money for. “Maybe an upgrade of our computers which are very old, but I’ll talk to the teachers,” Omohundro said. ruby.gonzales@sgvn.com (562) 698-0955, Ext. 3026160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

Continue reading

Why did Chambers join Arsenal? Southampton legend slams attitude of young players

first_imgSouthampton legend Mick Channon has blasted Calum Chambers’ decision to join Arsenal and claimed it highlights everything that is wrong with the modern footballer.The 19-year-old defender, who has made just 22 Premier League appearances in his short career, has joined the Gunners on a long-term contract after expressing his desire to leave St Mary’s.It is a move that has saddened Channon, who feels young players like Chambers are more worried about earning money than playing regular first-team football.Speaking to Hawksbee and Jacobs, he said:  “What sort of ambition have these players got, if they are going to go to these clubs, sit on their backsides and get splinters in their backside? I can’t see the sense of it.“It’s sad for Southampton, but Southampton Football Club is bigger than anyone. It is bigger than any individual player and it will survive long after we are all gone, but the culture of football now seems to be getting as much money as you can, no matter whether you play on a Saturday. That is the worry for me.“Why do Arsenal want him? I just don’t understand it. He would be better off learning his trade at Southampton. The lack of players wanting to play every Saturday is the biggest disappointment I have.“The players’ attitude these days is, I will go for the money and sit on my backside and play 25, 30 games a year and you are a Premier League player.”last_img read more

Continue reading

Transfer rumours and paper review – Sunday, September 21

first_img1 Transfer rumours and paper review – Sunday, September 21 Here’s the top transfer-related stories in Saturday’s newspapers…Manchester United manager Louis van Gaal will have to spend £60m if he is to secure Roma midfielder Kevin Strootman, 24, in January. (Sunday Mirror) Newcastle are interested in signing West Ham striker Andy Carroll during the January transfer window and bringing the 25-year-old back to the club where he started his career. (Sunday People) West Ham are keen on tempting Jermain Defoe back to Upton Park and are ready to compete with QPR for the 31-year-old Toronto FC forward’s signature. (Sunday Mirror) Arsenal and Tottenham are set for a battle in the January transfer window with the north London rivals both weighing up a move for Basel defender Fabian Schar, 22. (Daily Star) Van Gaal has denied claims from Bayern Munich manager Pep Guardiola that players from the German club did not want to move to Old Trafford during the summer. (Observer)  United are cautious over a move to sign former winger Cristiano Ronaldo, especially after the 29-year-old opted against a move to them last year and signed a new deal with current club Real Madrid instead. (Sunday Telegraph) Fiorentina and Juventus have expressed an interest in signing Manchester United youngster Adnan Januzaj, 19, on loan in the new year. (Metro) Everton manager Roberto Martinez is determined to keep midfielder James McCarthy at Goodison Park following widespread interest in the Republic of Ireland international. (Sky Sports) Manchester United defender Rafael insists he wants to remain at the club for the rest of his career. (Sunday Express) Greek midfielder Giorgos Karagounis is reported to be interested in a move back to Fulham following the departure of Felix Magath as manager. (Independent) Liverpool manager Brendan Rodgers is continuing to monitor the fitness of free agent and former Barcelona goalkeeper Victor Valdes as he warned current custodian Simon Mignolet to be more aggressive with his performances. (Daily Star) And here’s the latest talkSPORT.com headlines..Exclusive – Former Liverpool ace hails Balotelli’s start to life at AnfieldVan Gaal admits Man United’s interest in re-signing RonaldoEuropean giants to rival Arsenal for defenderlast_img read more

Continue reading

‘Awful and horrible’ – Angry LVG slams media over Man United resignation reports

first_img1 Louis van Gaal has angrily refuted claims he offered to quit as Manchester United boss last weekend.The Dutchman has found himself under increasing scrutiny, with United struggling for form and fans critical of his perceived negative playing style. Van Gaal was booed by supporters following Saturday’s 1-0 defeat to Southampton at Old Trafford and there were widespread reports this week that he had to be talked out of quitting by vice-chairman Ed Woodward.But the 64-year-old insists that is not true and he has hit out at the English media for the continued speculation over his future.Asked if he had offered to quit, Van Gaal said at a press conference on Thursday: “I don’t think that I have ever mentioned it.“I think you make your own stories and then I have to answer about your stories, and I am not doing that because it is awful and horrible that you can write that and then I have to answer the questions of your story.“I am very concerned people are believing what you are writing. I receive a lot of calls and SMSs, but it is this world that you can write what you want and you don’t have to verify anything.“It is now the third time already that I have been sacked, and I am still sitting here for you.”Van Gaal is pleased to have the backing of Woodward but admits that does bring added pressure.He said: “It is fantastic, of course. That gives you a lot of pressure because when the board has such confidence in you then the pressure is much higher than when they say it is your last game, or something like that, because then the confidence is not so high, and you can fight against it.“When you can fight you have bigger motivation than when they support you. I am always fighting.”Saturday’s loss to Southampton meant the Red Devils have won just twice in ten Premier League games.Their slow style of play under Van Gaal has been criticised all season and they have not scored in the first half of their last 11 home games.The Dutchman is certain to face intense scrutiny as his side face a tricky trip to Sky Bet Championship high-flyers Derby on Friday and he expects people to report his job is on the line once again.The former Holland, Bayern Munich and Barcelona boss said: “When you lose it is more worse and I predicted already, before the game against Southampton, that I cannot lose any more because I am then condemned for the fourth time that I have been sacked. Maybe then you have written the truth, because sometimes it happens.”Asked if he was facing a must-win game at the iPro Stadium, Van Gaal said: “You have to win, because then you are out of the FA Cup.” Louis van Gaal last_img read more

Continue reading

€3.4M BILL FOR CONSULTANTS WAS ‘WELL SPENT’ SAYS EX-COUNTY MANAGER

first_imgTHE former Donegal county manager Michael McLoone has today defended the spending of €3.4M on consultants on a controversial scheme.He was speaking after a story in today’s Irish Independent showed the work practice consultants One Sigma Ltd and associated companies were paid the money without a tender ever being issued.An internal audit was damning about the practice which also showed how the consultants had a wine bill for €600 picked up by taxpayers. However Mr McLoone, speaking to the Irish Independent, said the work done in Donegal could go on to save taxpayers millions throughout the public sector.“In relation to the tendering process, I have made it clear that there was no one else available at that time to do this sort of work,” he told the paper.“I believe this was a substantial and very beneficial body of work. These sort of programmes and systems are widely used in the private sector and can be used in the public sector.“I look forward to seeing the results of the evaluation report when it is produced.” Asked if he believed the system was good value for money, he said: “I believe that €3m to €4m will be money well spent if this system goes on to be used in a public sector generally, which the Irish State believes should be more cost-effective.”The council had claimed a reduction in staff at the council by 100 in 2009 was a result of the new work practices recommended by One Sigma.This dismissed by the auditor.He said the redundancies were as a result of a Department of Environment directive and the council claim was “without foundation”.The Independent’s report is here http://www.independent.ie/national-news/council-ignored-damning-report-in-paying-extra-90000-to-firm-3088599.htmlMr McLoone’s response in the paper is here:http://www.independent.ie/national-news/money-was-well-spent-says-former-chief-3088602.html€3.4M BILL FOR CONSULTANTS WAS ‘WELL SPENT’ SAYS EX-COUNTY MANAGER was last modified: April 23rd, 2012 by BrendaShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:€3.4M BILL FOR CONSULTANTS WAS ‘WELL SPENT’ SAYS EX-COUNTY MANAGERlast_img read more

Continue reading

DONEGAL TV TO HIT SCREENS NEXT MONTH

first_imgDonegal TV will broadcast for the first time next month – with four special half-hour programmes – with a big emphasis on The Gathering.Every Thursday during April, Donegal TV will be broadcast at 7.00 pm on the Sky Showcase Channel (191), Freesat Channel 400 and will be available online at www. donegaltv.ie.The first programme will be aired next Thursday, April 4th and will include a welcome from Donegal Mayor, Cllr. Frank Mc Brearty and an exclusive interview with General Martin E. Dempsey, the 18th Chairman of the Joint Chiefs of Staff of the US Combined Forces – the highest ranking military figure in the United States – who has strong connections with Ranafast, Co. Donegal. Packie Bonner will bring viewers on a whirlwind tour of his home area while the recent Donegal County Enterprise awards will also be featured in the first programme.Later programmes will include a special tribute to Donegal Person of the Year Jim Mc Guinness, actor Sean McGinley, and behind the scenes footage of the magnificent dedication of last year’s joint person of the year Anne Marie Ward. A series of features on the beautiful attractions and events in Donegal will also be included with many well known Donegal personalities taking part.The concept of developing Donegal TV has been driven by Newtowncunningham man Shane Wallace of Wallace Media, and it is seen as a great platform to promote and tie in with The Gathering.“I am delighted about this new initiative where a number of people based in the Business Development Centre at LYIT, namely Wallace Media & Grace Ann Consultancy have brought this innovation to our efforts here in Donegal,” said Paddy Harte, Chairman of the Donegal Gathering organising committee. “The gathering is a year long celebration of all that is great about Donegal. Over 150 events will take place in the County this year which range from small community gatherings to large scale international events and the TV programmes are an ideal platform to encourage our diaspora to visit home this year,” he added.Along with Sean Perry they will be reporting on numerous features with Wallace Media providing the production expertise and facilities.The project comes under the able stewardship of Paul McLoone, former Chief Executive of North West Tourism.“This is a pilot project to explore the possibility of developing TV programmes within the County. We have the technology, the expertise and the capacity to produce quality television programmes in Donegal and we know we will learn from this initiative and go on to produce shows on a more regular basis into the future,” stated Mr. McLoone.“The programmes are about Donegal and are made and presented by Donegal people. We are the only county in Ireland producing programmes like this and I am asking the people of the county to spread the word to family and friends based either at home or abroad to tune in,” Mr. Harte continued. The programmes will also be available on playback on the website so if you miss them first time around you can watch them again at your leisure.“The programmes are aimed at the people of Donegal and our diaspora and hopefully in these difficult times will give people a bit of a lift and will show Donegal again leading the way in 2013,” he said, adding: “Let’s put Donegal TV on the map this 2013 Gathering.”DONEGAL TV TO HIT SCREENS NEXT MONTH was last modified: March 28th, 2013 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:donegal tvlast_img read more

Continue reading

Titan Is Old-Age Problem, Despite News Media Coverage

first_imgA paper in Geophysical Research Letters1 about Saturn’s largest moon, Titan, reads like a good-news, bad-news joke.  The good news is that Titan appears to have more hydrocarbons than Earth.  The bad news is that it is not enough to save the assumption that Titan is 4.5 billion years old.    Several science news outlets picked up on the good news part after a press release from Jet Propulsion Lab announced, “Saturn‘s orange moon Titan has hundreds of times more liquid hydrocarbons than all the known oil and natural gas reserves on Earth, according to new data from NASA’s Cassini spacecraft.”  Live Science interpreted this to mean, “Titan Has More Oil Than Earth” but only hinted at the age problem.  It’s not really oil as we know it, anyway: it is primarily methane (liquid natural gas, the simplest hydrocarbon CH4) and ethane, the next simplest, plus an assortment of heavier hydrocarbons and nitriles that are solids under Titan conditions.  The large dunes that decorate Titan’s equatorial regions may be partly composed of these solid products of solar photolysis.    What the science news reporters underplayed was the frustration that planetary scientists are feeling about Titan’s age.  They all believe Titan is as old as Saturn and the rest of the solar system, presumably 4.5 billion years, but Titan’s unusual atmosphere sets severe constraints.  Methane is being eroded at a rapid rate compared to such a timescale.  Scientists estimate that known reserves of methane on Titan would be gone in 100 million years – maybe even 10 million.  So why is there any left?  100 million years sounds like a long time, but is 1/45 the assumed age.  10 million is 1/450th.    The problem can best be illustrated by quoting what Tobias Owen said in 1999 before Cassini arrived.  (Toby Owen was leader of the team that took the pictures of Titan during the Huygens Probe descent in January, 2005).  In the reputable planetary science textbook The New Solar System (4th ed. Cambridge Press, 1999), written by the world’s leading planetary scientists, he said (p. 280):Here we have another puzzle: Titan’s methane and hydrogen are constantly being broken apart, with some fragments escaping into space while others form new constituents that condense in the cold atmosphere and precipitate to the surface.  At the present rate of destruction, all of the methane now in the atmosphere will be gone in just a few million years.  This is a tiny period of time compared to the 4.5-billion-year lifetime of the solar system, so there must be a source of methane that replenishes the atmosphere.  Could it be comets?  Volcanoes?  Underground springs?  We simply don’t know.There’s another problem.  Owen also described what scientists expected to find on the surface under the haze:One can calculate how much ethane has been produced on Titan over the entire history of the solar system (it is the most abundant byproduct in the photochemical destruction of methane).  The result is that this remarkable moon could be covered by a global ocean of ethane with an average depth of up to several kilometers!(Ibid., p. 282).  Scientists already knew from earth-based radar observations that this ocean probably did not exist, but were not sure till Cassini began its reconnaissance in 2004 (10/16/2003, 10/28/2004, 12/05/2005).  The Huygens Probe gave them “ground truth” that the surface was dry (01/15/2005, 01/21/2005).  The Cassini Orbiter has now performed 40 flybys of Titan and has mapped about 20% of its surface with radar (next flyby, #41, happens on Feb. 22).  The new paper by Lorenz et al provides the latest reliable status report: is there a source for the methane?  What happened to the ethane ocean?    The problem is just as severe now as it was in 1999.  To be sure, Cassini did spot some sizable lakes.  A number of dark, flat regions were detected by Cassini radar that are most likely lakes filled with hydrocarbons (water, of course, would be frozen hard as rock at Titan temperatures).  The lakes, however, are restricted to north polar regions (07/24/2006), above 70 degrees latitude; and surprisingly, only a couple of lakes have been found near the south pole so far.  Some of the lakes, several bigger than the Great Lakes or the Caspian Sea, could be 100 meters deep.  Collectively, these lakes could store vast quantities of hydrocarbons (assumed to be primarily liquid methane and ethane), amounting to hundreds of times more than all the natural gas and oil on Earth (assumed to be about 130 billion tonnes).  The scientists gave estimates ranging from 8,000 to 300,000 cubic kilometers of liquid in Titan’s lakes.  Unfortunately, this falls embarrassingly short of Owen’s prediction the whole globe would be submerged in an ocean with an average depth of several kilometers.    The dunes (03/01/2007, bullet 3), covering 40% of Titan’s equatorial regions, may store some of the hydrocarbons, but it is not clear what they are made of.  The grains might be made primarily of water ice.  Ethane, which should be liquid under surface conditions, is probably not a principal constituent (cf. 10/18/2006).  Assuming they are half ice and half tholins (hydrocarbon-nitrile derivatives), there could be at least 400 times more material than the proven coal reserves on earth.  As astonishing as these numbers are, they still fall short of expectations.  A steady rain of liquid ethane and methane from the atmosphere should have precipitated into deep oceans over 4.5 billion years.  Clearly, it has not.    Did Cassini find new sources for methane?  Radar images do show some apparent cryovolcanos (06/09/2005).  This means that something appears to erupt from underneath and flow out over the surface in places.  The paucity of impact craters (03/28/2007, bullet 4) also suggests geological activity.  Huygens produced clear images of runoff channels presumed to be drainage from occasional methane cloudbursts.  None of these sources, however, seems adequate to balance the budget and allow withdrawals for billions of years.  If they were, the authors would not have said this:The total inventory we measure is substantially smaller than the reservoir estimated to be produced throughout the age of the solar system if methane photoloysis were to have occurred continuously at its present rate.  The apparent dearth of material (compared to these model predictions – a summary is given by Lorenz and Lunine [1996], of several hundred meters thickness, or ~107�108 km3) may indicate one or more of four things.  First, other undetected organic materials are present, but not morphologically distinct.  It is commonly assumed on the basis of bulk cosmological abundance that Titan’s bedrock is dominated by water ice, but the near-surface may in fact be dominated by organic material.  Furthermore, even at the low latitudes dominated by arid landforms like dunes, the Huygens probe indicated that at least some surface materials are moistened by liquid methane [Lorenz et al., 2006b; Niemann et al., 2005] so some amount of liquid is present (perhaps in very large amounts) beyond the obvious lakeforms.  Second, the photochemical models may not correctly predict the ultimate yields of surface deposits (c.f.  the relative yields of solids and liquids – see next paragraph).  Thirdly, photochemical production may have been interrupted for long periods in Titan’s past if the delivery of methane to the surface was episodic and led to occasional methane depletion.  The identification of cryovolcanic features on the surface [Sotin et al., 2005; Lopes et al., 2007] supports such a picture.  A final more speculative possibility is that some process has destroyed or subducted the deposits, such that they no longer exist at the surface.Each of the proposed solutions seems ad hoc, invoked only to save the billions-of-years age.  The present is supposed to be the key to the past in typical geological parlance.  Proposing episodes where the observed processes stopped for long periods seems contrived.  Besides, the photochemical destruction of methane is supposed to be irreversible (03/11/2005).  Once ethane rains down, it should stay put and remain liquid.  Cassini found otherwise.  They reiterate the problem:Finally, the liquid inventory, while extending over a large enough area to permit evaporative fluxes to match photochemical depletion on short timescales [Mitri et al., 2007], is not enough in volume terms to sustain the concentration of this greenhouse gas in the atmosphere on geological timescales.  Put another way, there is an order of magnitude less liquid in the lakes than there is methane in the atmosphere, and photochemical models predict that inventory to be depleted in ~10 Myr [million years].  This makes the present climatic situation somewhat precarious – the observed surface reservoir, even if mostly methane, is unable to buffer the atmospheric methane for long, and unless volcanic resupply matches methane loss at just the right rate, significant climate change is likely in the future and by implication in the past….In other words, if methane could not have been sustained in the atmosphere for 4.5 billion years, it should have been long gone.  One consequence would be that its greenhouse warming of Titan would also have stopped – leading to a catastrophic condensation of most of the nitrogen to the surface! (01/17/2002).    If Cassini continues working for several more years, scientists hope to find out if the north polar lakes will migrate to the south as the seasons change and the south pole becomes warmer.  It seems unlikely at this point, though, that vast quantities of the missing liquids will turn up (09/14/2006, 01/09/2007, 11/14/2004).  A positive footnote was sounded by World Net Daily: if oil doesn’t come from dead dinosaurs, maybe Earth has more than we think.1.  Lorenz et al, “Titan’s inventory of organic surface materials,” Geophysical Research Letters, Vol. 35, L02206, January 29, 2008, doi:10.1029/2007GL032118.Why do the science reporters ignore the bad news for evolution and long ages?  Here was a falsification of a clear prediction, calculated from the laws of chemistry and physics.  The only rational solution is that Titan is not as old as claimed.  The ethane budget is monstrously short of predictions.  Only trace amounts were found in the atmosphere or on the surface.  The leading planetary scientists who wrote this paper, some of whom have been studying Titan for more than 20 years, are completely baffled and can only offer weird-science explanations that cannot be observed to salvage their long age belief.    Is this what you hear from the popular science press?  Of course not.  They only mention the fun stuff: “Look at all the gas on Titan – hundreds of times more than earth!” as if we should go fill up our cars there.  And the angle they love most is the L-word Life combined with the E-word Evolution.  Lorenz said, “We are carbon-based life, and understanding how far along the chain of complexity towards life that chemistry can go in an environment like Titan will be important in understanding the origins of life throughout the universe.”  Happy, happy, happy.  Isn’t Fantasyland fun.  Where are you going to get the straight scoop unless you read Creation-Evolution Headlines?  Spread the word: our shortcut address is http://crev.info .(Visited 13 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

Continue reading

Odisha bar associations’ polls completed peacefully

first_imgFor the first time in Odisha, elections to form executive bodies of different bar associations were held simultaneously on Saturday. There are 167 bar associations in the State, including that of the Orissa High Court, and elections to form their executive bodies were held peacefully across the State under “one bar, one vote” principle, informed the State Bar Council secretary Jajati Keshari Samantsinghar.The elections were held from 8 a.m. to 2 p.m. and the counting of votes was continuing till the filing of this report. “We are monitoring the elections across the State and according to the feedback available with our election committee, the results will be announced later in the evening,” Mr. Samantsinghar said, adding that there are over 50,000 advocates registered with the State Bar Council. Each bar has been provided with a list of advocates with their choice of bar to participate in the election.Following Supreme Court’s guidelines on “one bar, one vote” and the Orissa High Court’s ruling, the State Bar Council had issued a notification to hold the elections in all bars simultaneously.last_img read more

Continue reading

Love bytes

first_imgImagine how you would feel if you were madly in love with someone but sex was off-limits? While this may sound improbable, it is in fact a reality for some, and acts like a spanner in the development of a romantic relationship.That’s why a new dating website for men and women who are seeking love but don’t want to, or can’t have actual intercourse is such a big hit: 2000 people have already signed up since 2date4love went live four weeks ago.Set up by a 50-year-old California based hairdresser Lauren Brashier, this dating site is intended for cancer survivors like herself who may have experienced complications from treatment that affect the ability to have intercourse, as well as those who can’t have sex for other reasons such as disability or erectile dysfunction. Brashier’s own experience of trauma each time she had to break the news that sex wasn’t a possibility to potential romantic partners was her motivation.This online dating service is one of many in the US for singles with health problems. Others include Dating 4 Disabled, a site for those with various disabilities; NoLongerLonely, for adults with mental illness and POZ Personals, for those with HIV. They fulfill the important role of alleviating the anxiety of groups of people concerned about how disclosure of a chronic illness will impact the outcome of their romantic relationships.These dating sites provide a safe space in which to discuss the awkward problems of illnesses – impaired sexuality, mobility and intermittent pain. Users are plenty, providing proof of their success.advertisementIn the Indian context, however, no such online dating sites exist. Instead, a handful of matrimonial sites cater to people with health challenges.Diabeticmatriomonial. com is one that provides a forum for those with diabetes; iMilap. com is another internet site that encourages unions between handicapped, deaf, dumb, physically challenged Indians throughout the world.THESE sites are a move forward and challenge outdated notions that people with disabilities and challenging health issues can’t have romantic relationships.Still, their contribution of revenue to the online matrimonial industry is insignificant.According to market research done by EmPower Research, matrimonial websites in India such as Shaadi. com and Bharat Matrimony are estimated to generate $ 63 million a year.Traditional dating sites, on the other hand, are struggling to survive, because the concept of dating before marriage is still not traditionally acceptable. In fact, the only dating sites that have a booming business cater to gay people, probably because gay marriages aren’t legal here! A new concept expected to bring about a revolution in the concept of online dating, however, is that of group dating central to a website called Igniter. com. Set up in the US by three American men for twenty year olds, Igniter. com has become a huge hit among Indians. After the founders saw that the majority of users were Indians, they decided to change its identity to an ” Indian” dating website.Users say that they signed on because the concept of group dating was safe and less daunting than typical dating. Indian parents, too, perceive this as a safer option for their offspring than the solo one: One person registers and sets up a movie, coffee or picnic, with a few others, making the date “socially acceptable.” Though still in its nascent stage, the growing success of Igniter. com reflects how ready today’s young adults are for a new dating script. This sort of onlineforum to set up group dates would also provide the ideal platform for those with complex health issues to find love and companionship. ===Mapping success M S Dhoni is soon going to have his head under the scanner. IIM Ranchi is designing a project with the help of psychiatrists to map the brains of successful people, and has declared that they intend to approach the ace cricketer among others to study how his brain reacts to different situations. Brain mapping may offer valuable insights into what makes him so good at his game.Also referred to as neuroimaging, this technique scans your brain and represents it on the computer screen. The information can determine which part of the brain gives us certain abilities.Sport bodies in the West are already exploring the potential of brain mapping for identifying and understanding athletic talent.Neuroscientists are in the process of understanding athletic skills and analysing the complex differences at the neural level of a player with exceptional athletic skills. An MRI used to track brain functions can enable a better understanding of how athletes perform during competitions.advertisementApart from becoming crucial in the selection process, mapping would also influence coaching techniques, as methods would be developed to improve skills essential for a heightened athletic performance based on individual brain maps. ===Scrabble is the winner Playing scrabble can increase the visual word recognition of players. This ability to read individual word is hard to master and researchers at the University of Calgary have done a study on how Scrabble helps.Research participants were asked to do some word recognition exercises and it was found that those who played Scrabble demonstrated extraordinarily intellectual dexterity in the categories tested.The conclusion drawn is that exercising the mind through regular games of Scrabble early in life can build word skills during adulthood. Other word games such as crossword puzzles and Words with Friends don’t have the same impact. ===Juggling the choices Making decisions will surely deplete your energy, especially if you have been making one after another. That’s why you won’t be able to say no to that teatime brownie if you have turned down the paratha at breakfast and pizza at lunchtime.We all have a finite amount of willpower or mental energy directed at self-control. Once this is depleted, we suffer ” decision fatigue,” which affects our judgement on a regular basis.The more choices you are confronted with, say experts, the harder it becomes for our brains to make them.Once we have reached the stage of burn-out, we look for quick ways out.We may act recklessly instead of thinking the problem through, or simply do nothing at all.To avoid letting things get to this stage, its best to structure your life to conserve willpower.Don’t schedule one meeting after another. Also get some idea of how decision fatigue affects your own life and determine when it’s best to trust yourself.Finally: Make sure you are rested and have a piece of chocolate before making a tough choice as low blood sugar can impact your decisions adversely.last_img read more

Continue reading